Income and employment
- Most recent pay stubs covering approximately 30 days.
- W-2s for the most recent two years, when applicable.
- Federal tax returns when required for self-employment, rental, commission, or other income.
- Award letters, pension statements, or other documentation for qualifying income.
Assets and property
- Most recent complete bank or investment statements.
- Documentation for large deposits, gifts, or transferred funds when required.
- Purchase agreement, homeowners insurance contact, and property information.
- Government-issued identification and current housing history.
Do not email Social Security numbers, full account numbers, or sensitive documents unless Jeff provides a secure upload method. Underwriting may request additional documents based on the loan program and your circumstances.
Want to know how this fits your situation?
Jeff can help you compare the payment, cash required, qualification rules, and tradeoffs without turning the first conversation into a sales pitch.