Licensing and Disclosures

Mortgage professional

Jeff Lake is a Mortgage Advisor with UMortgage. Individual NMLS #972098.

Licensed company

UMortgage is the consumer-facing brand used by Jeff Lake and is not identified on this website as a separate mortgage lender. Applications, loan offers, mortgage services, and commitments to lend are provided only through NEXA Mortgage, LLC, Company NMLS #1660690. Jeff Lake is an individual Mortgage Loan Originator, NMLS #972098. Services are offered only in Idaho and Oregon, subject to active licensing, sponsorship, program availability, underwriting, and property requirements.

Equal Housing Opportunity

Housing and mortgage services are provided without discrimination on a prohibited basis. Equal Housing Opportunity.

General information only

Website content is educational and does not constitute a commitment to lend, loan approval, rate lock, financial advice, legal advice, or tax advice. Rates, fees, loan programs, qualification standards, and market conditions can change without notice. Not all applicants will qualify.

Verify licensing

Licensing information can be reviewed through NMLS Consumer Access.

Contact

Email jlake@umortgage.com or call 208-371-1508 with questions about these disclosures.