LOCAL MORTGAGE GUIDE

Medford, Oregon

Medford and Rogue Valley mortgage guidance with current housing data and Southern Oregon property considerations.

Medford housing market at a glance

In August 2026, Realtor.com reported a median sold price of $435,000, 61 days on market, and 717 active listings. The median sold price was 3.57% higher than a year earlier. Review the current Medford market data.

Medford recorded 85,824 residents in the 2020 Census. View current Medford QuickFacts.

Schools and education research

Realtor.com currently displays third-party ratings including Hoover Elementary at 10/10, Logos Public Charter at 8/10, and Lone Pine Elementary at 7/10. Ratings, boundaries, and enrollment can change. Verify every property with the applicable district.

Business and development watch

The Rogue Valley economy includes health care, retail, manufacturing, agriculture and wine, tourism, logistics, construction, and professional services. Major medical systems, the airport, and regional employers make Medford a Southern Oregon employment center.

What the numbers mean for a buyer

A longer citywide timeline can create negotiating opportunities, but condition and location still matter. Review wildfire exposure, insurance, environmental history, wells and septic outside the urban core, and appraisal support.

Explore mortgage options, read Get Jeffed Up, or ask Jeff.

Dated third-party market snapshot, not an appraisal or prediction. School information is not a recommendation. Loan approval is subject to underwriting and program requirements.