LOCAL MORTGAGE GUIDE

Caldwell, Idaho

Current Caldwell housing, population, school, business-growth, and mortgage context for western Canyon County buyers and homeowners.

Caldwell housing market at a glance

Market data refreshed October 1, 2026. For the three months ending August 2026, Redfin reported a Caldwell median sale price of $417,724, a median 38 days on market, and 460 homes sold. The median sale price was 4.4% higher than the same period a year earlier. Source: Redfin Caldwell Housing Market.

The U.S. Census Bureau estimated Caldwell's population at 76,629 on July 1, 2025, 27.4% above the April 2020 estimate base. Caldwell added 3,452 residents from 2024 to 2025, the largest numerical gain among Idaho cities that year. Sources: U.S. Census Bureau QuickFacts and Idaho Department of Labor, May 15, 2026.

Schools and education research

Research links reviewed October 1, 2026. Caldwell-area assignments vary by property and may include Caldwell School District, Vallivue School District, or charter options. Research with the official Caldwell School District and Vallivue School District resources. Verify ratings, boundaries, programs, transportation, and enrollment directly with the applicable district; this guide does not rank or recommend schools or neighborhoods.

Business and development watch

The City of Caldwell's Economic Development division identifies business growth, job creation, and sustainable wealth as current priorities and maintains development and site-selection resources. Buyers should verify the status of specific projects before relying on announced plans. Source: City of Caldwell Economic Development, reviewed October 1, 2026.

What the numbers mean for a buyer

Caldwell had the lowest median sale price of the four southwest Idaho cities in this snapshot, along with the longest median market time. That can create opportunity, but the property itself still matters. Rural edges of the market may introduce well, septic, acreage, appraisal, or USDA eligibility questions that should be addressed before an offer.

Jeff Lake helps Caldwell borrowers compare conventional, FHA, VA, USDA-eligible, renovation, down-payment-assistance, and investment-property financing. Start with the mortgage help page or ask Jeff your Caldwell mortgage question.

Market statistics are historical snapshots and may change. School information is provided for neutral research and is not a recommendation or guarantee. This information is educational and is not an appraisal, property valuation, or commitment to lend. Loan approval is subject to underwriting and program requirements.